Angie Plum  Phone: (423) 312-1644     

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Pre-Approval

Pre-approval means your lender has looked in detail at your finances and certified that you would qualify for a certain loan amount. Below are some real advantages of getting pre-approved as you continue looking at homes:

Confidence:

Instead of the rough ballpark figures you've been working with, you now know how much money a lender will loan you for your new home. You'll know you're not wasting time on homes you can't afford.

Strength:

You're in a stronger negotiating position when dealing with sellers, because they know there's far less chance of a financing issue causing problems. They'll find your offers more attractive, because you can back them up.

Timing:

Mortgage approval can take time, especially if you need to assemble documentation or clear up questions for your lender. It's a good idea to start the process early so you can be ready when your offer is accepted and you're ready to close on a home. Nobody likes to put off a closing date or delay their move-in because of loan details.

Contact Information

Angie Plum
Lakeway First Realty Corp
305 Calvary Street
Morristown, TN 37814
Office:(423) 586-6217

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